

Amarillo vs Billings
$591/mo less in Billings
AmarilloBillingsAbout 804 miles apart, a flight.
- Billings costs you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,295/mo in Billings. $2,886/mo in Amarillo. −$7,092 a year.
Amarillo
$2,886
left each month
Billings
$2,295
−$591 vs Amarillo
Compare
Same paycheck, another city.
Next
−$591 / mo
See full breakdown
| Per month | Amarillo | Billings | Difference |
|---|---|---|---|
| Gross pay | $7,000 | $7,093 | +$93 |
| Income and payroll tax | $1,377 | $1,730 | +$353 |
| Take-home pay | $5,623 | $5,363 | −$260 |
| Rent | $854 | $1,101 | +$247 |
| Getting around | $568 | $572 | +$4 |
| Groceries | $363 | $385 | +$22 |
| Healthcare | $408 | $433 | +$25 |
| Utilities | $227 | $241 | +$14 |
| Everything else | $317 | $337 | +$20 |
| Left over | $2,886 | $2,295 | −$591 |
Salary to match Amarillo
$96,000
Gross pay in Billings that leaves the same amount as $84,000 in Amarillo.
Tax difference
−$3,907
A year, in state and local income tax. Effective rates: 19.7% in Amarillo, 24.4% in Billings.
More about Billings
Amarillo, TX in full
No state income tax, a median 2-bedroom asking rent of $1,017 and 260 sunny days; commutes average 20 minutes.
Billings, MT in full
State income tax topping out at 5.9%, a median 2-bedroom asking rent of $1,311 and 212 sunny days; commutes average 20 minutes.
The other way
Start in Billings.
Billings → Amarillo →Questions
Is the cost of living lower in Billings than Amarillo?
For one adult in a one-bedroom, Billings leaves about $591 less a month. A one-bedroom is about $854 in Amarillo and $1,101 in Billings.
Does Billings have state income tax?
Billings is in Montana, which taxes wage income.
What changes if you move from Amarillo to Billings?
The paycheck is taxed in Montana. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Amarillo and Billings changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.