

Albuquerque vs Sherman
$500/mo more in Sherman
AlbuquerqueShermanAbout 567 miles apart, a flight.
- Sherman leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,856/mo in Sherman. $2,356/mo in Albuquerque. +$6,000 a year.
Albuquerque
$2,356
left each month
Sherman
$2,856
+$500 vs Albuquerque
Compare
Same paycheck, another city.
Next
+$500 / mo
See full breakdown
| Per month | Albuquerque | Sherman | Difference |
|---|---|---|---|
| Gross pay | $7,000 | $7,047 | +$47 |
| Income and payroll tax | $1,615 | $1,391 | −$224 |
| Take-home pay | $5,385 | $5,656 | +$271 |
| Rent | $1,119 | $959 | −$160 |
| Getting around | $547 | $526 | −$21 |
| Groceries | $376 | $363 | −$13 |
| Healthcare | $423 | $408 | −$15 |
| Utilities | $235 | $227 | −$8 |
| Everything else | $329 | $317 | −$12 |
| Left over | $2,356 | $2,856 | +$500 |
Salary to match Albuquerque
$76,000
Gross pay in Sherman that leaves the same amount as $84,000 in Albuquerque.
Tax difference
+$2,859
A year, in state and local income tax. Texas has no wage income tax.
More about Sherman
Albuquerque, NM in full
High desert, 278 sunny days, and housing that's still cheap.
Sherman, TX in full
No state income tax, a median 2-bedroom asking rent of $1,142 and 221 sunny days; commutes average 26 minutes.
The other way
Start in Sherman.
Sherman → Albuquerque →Questions
Is the cost of living lower in Sherman than Albuquerque?
For one adult in a one-bedroom, Sherman leaves about $500 more a month. A one-bedroom is about $1,119 in Albuquerque and $959 in Sherman.
Does Sherman have state income tax?
Sherman is in Texas, which has no state income tax.
What changes if you move from Albuquerque to Sherman?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Albuquerque and Sherman changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.