Example household · $83,730 · same pay · 1 adult

San Luis Obispo

Housing in San Luis Obispo, CA: Rent, Home Prices & Property Tax

$1,188 left/mo

$2,013/mo (1 bd) in San Luis Obispo. Median home $777,200. Property tax 0.70%.

Rent (1-bedroom)
$2,013
/mo
Buy
$5,403
Mortgage, tax, insurance
Buying costs more
$3,390
/mo

To buy

  • 20% down payment$155,440
  • Mortgage at 7.24%$4,237
  • Property tax (0.70% of value)$453/mo · $5,440/yr
  • Insurance and upkeep$712
  • Monthly total$5,403

Months to 20% down

$1,188 left each month. About 131 months (10.9 years) to save $155,440.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from San Luis Obispo

Take-home by job in San Luis Obispo

Pay and leftover for every job in San Luis Obispo

Other California metros

All California metros

Compare San Luis Obispo

Next stepSafetyCrime, heat, and the commute.