Johnstown, PA
The rest of the month in Johnstown
$2,726 in modelled household costs, against $5,165 take-home. Leftover is $2,439.
Where the money goes
- Taxes$1,573
- Rent$683
- Other living costs$2,043
- Left over$2,439
Pay and tax, per year
- Gross household pay
- $80,864
- Federal income tax
- −$9,404
- Social Security and Medicare
- −$6,186
- State income tax (PA)
- −$2,483
- City / county wage tax
- −$809
- Take-home pay
- $61,983
- Effective tax rate
- 23.3%
Living costs, per month
- Rent, 1br
- $683
- Groceries
- $401
- Getting around
- $589
- Healthcare
- $451
- Utilities and internet
- $251
- Everything else
- $351
- Total spending
- $2,726
Left over each month
$6,739 gross, minus $1,573 in tax and $2,726 in living costs.
$2,439
Power bill, separately
EIA 2024 residential electricity in PA averages a $161 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.