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Example household · $83,730 · same pay · 1 adult

Oxnard

Housing in Oxnard, CA: Rent, Home Prices & Property Tax

$883 left/mo

$2,281/mo (1 bd) in Oxnard. Median home $768,400. Property tax 0.69%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$2,281
/mo
Buy
$5,336
Mortgage, tax, insurance
Buying costs more
$3,055
/mo

To buy

  • 20% down payment$153,680
  • Mortgage at 7.24%$4,189
  • Property tax (0.69% of value)$442/mo · $5,302/yr
  • Insurance and upkeep$704
  • Monthly total$5,336

Months to 20% down

$883 left each month. About 175 months (14.6 years) to save $153,680.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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