Physical therapist · Bay City, MI

Physical therapist in Bay City: $2,993/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Bay City at $93,450 a year. About 120 physical therapist jobs are in the metro. The job is a larger share of local employment than nationwide (location quotient 2.11). The 10th percentile is $77,250 and the 90th is $119,450. Pay ranks 349th-highest of 384 metros with a published median for this job. Pay is 9.2× a year of one-bedroom rent ($842/mo). Michigan charges a 4.25% flat income tax, plus a 1.00% city wage tax. At this pay, one adult in a one-bedroom keeps $2,993 a month after tax and rent. The best nearby metro for this job is Toledo, about 150 miles away, at $3,599 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$2,993

1 adult, 1 bd

Pay

$93,450

$77,250 to $119,450

Rent (1 bd)

$842

$1,002 (2 bd)

Employment

120

Location quotient 2.11

Pay rank

349th of 384

Metros with a published median

Pay vs rent

9.2×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $93,450.

Taxes$1,999
Rent$842
Other living costs$1,953
Left over$2,993

Pay and tax, per year

Gross household pay: $93,450
Federal income tax: −$12,173
Social Security and Medicare: −$7,149
State income tax (MI): −$3,734
City / county wage tax: −$935
Take-home pay: $69,460
Effective tax rate: 25.7%

Living costs, per month

Rent, 1br: $842
Groceries: $378
Getting around: $584
Healthcare: $425
Utilities and internet: $236
Everything else: $330
Total spending: $2,795

Left over each month

$7,788 gross, minus $1,999 in tax and $2,795 in living costs.

$2,993

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Toledo, $3,599/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

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Questions

What does a physical therapist make in Bay City?

$93,450 a year. That figure is the BLS OEWS May 2025 median for the metro. About 120 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Bay City?

$2,993 a month for one adult in a one-bedroom. Michigan charges a 4.25% flat income tax, plus a 1.00% city wage tax Rent is $842, and pay covers 9.2× a year of it.

Where nearby would a physical therapist keep more?

Toledo, about 150 miles away, leaves $3,599 a month, more than Bay City.