Physical therapist · Watertown, NY

Physical therapist in Watertown: $2,307/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Watertown at $87,200 a year. About 90 physical therapist jobs are in the metro. The job is a larger share of local employment than nationwide (location quotient 1.27). The 10th percentile is $75,390 and the 90th is $115,210. Pay ranks 364th-highest of 384 metros with a published median for this job. Pay is 6.4× a year of one-bedroom rent ($1,139/mo). New York taxes wage income on a bracket schedule. At this pay, one adult in a one-bedroom keeps $2,307 a month after tax and rent. The best nearby metro for this job is Williamsport, about 190 miles away, at $3,614 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$2,307

1 adult, 1 bd

Pay

$87,200

$75,390 to $115,210

Rent (1 bd)

$1,139

$1,356 (2 bd)

Employment

Location quotient 1.27

Pay rank

364th of 384

Metros with a published median

Pay vs rent

6.4×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $87,200.

Taxes$1,805
Rent$1,139
Other living costs$2,016
Left over$2,307

Pay and tax, per year

Gross household pay: $87,200
Federal income tax: −$10,798
Social Security and Medicare: −$6,671
State income tax (NY): −$4,191
Take-home pay: $65,540
Effective tax rate: 24.8%

Living costs, per month

Rent, 1br: $1,139
Groceries: $397
Getting around: $577
Healthcare: $446
Utilities and internet: $248
Everything else: $347
Total spending: $3,155

Left over each month

$7,267 gross, minus $1,805 in tax and $3,155 in living costs.

$2,307

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Williamsport, $3,614/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

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Questions

What does a physical therapist make in Watertown?

$87,200 a year. That figure is the BLS OEWS May 2025 median for the metro. About 90 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Watertown?

$2,307 a month for one adult in a one-bedroom. New York taxes wage income on a bracket schedule Rent is $1,139, and pay covers 6.4× a year of it.

Where nearby would a physical therapist keep more?

Williamsport, about 190 miles away, leaves $3,614 a month, more than Watertown.