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Physician · Watertown, NY

Physician in Watertown: $8,879/mo left

BLS OEWS May 2025 did not publish a metro or state median for a physician in Watertown. Pay is estimated at $209,500 from the national median and this metro's overall wage level. On the pay used here, Watertown ranks 238th-highest of 387 metros. Pay is 15.3× a year of one-bedroom rent ($1,139/mo). New York taxes wage income on a bracket schedule. At this pay, one adult in a one-bedroom keeps $8,879 a month after tax and rent. The best nearby metro for this job is Manchester, about 230 miles away, at $11,844 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$8,879

1 adult, 1 bd

Pay

$209,500

Estimated

Rent (1 bd)

$1,139

$1,356 (2 bd)

Employment

Not published

Pay rank

238th of 387

Includes estimated pay

Pay vs rent

15.3×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physician pay of $209,500.

  • Taxes$5,424
  • Rent$1,139
  • Other living costs$2,016
  • Left over$8,879

Pay and tax, per year

Gross household pay
$209,500
Federal income tax
−$39,527
Social Security and Medicare
−$14,041
State income tax (NY)
−$11,522
Take-home pay
$144,410
Effective tax rate
31.1%

Living costs, per month

Rent, 1br
$1,139
Groceries
$397
Getting around
$577
Healthcare
$446
Utilities and internet
$248
Everything else
$347
Total spending
$3,155

Left over each month

$17,458 gross, minus $5,424 in tax and $3,155 in living costs.

$8,879

Rank every metro for a physician

Same job. Local pay. After tax and rent. Best nearby: Manchester, $11,844/mo.

Physician leftover by city →Best cities for physicians to move to →

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Questions

What does a physician make in Watertown?

$209,500 a year. That figure is the an estimate, because BLS OEWS May 2025 did not publish a metro or state median.

What is left after tax and rent for a physician in Watertown?

$8,879 a month for one adult in a one-bedroom. New York taxes wage income on a bracket schedule Rent is $1,139, and pay covers 15.3× a year of it.

Where nearby would a physician keep more?

Manchester, about 230 miles away, leaves $11,844 a month, more than Watertown.