Example household · San Francisco, CA · $83,730 · same pay · 1 adult

San Luis Obispo skyline

Uprootmap

San Francisco vs San Luis Obispo

San Francisco and San Luis Obispo

Photo: AlmanacHobbyist / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in San Luis Obispo are under the US rate in this release, 1.8 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at San Francisco to San Luis Obispo

In 2022-2023, 354 households filed a move from San Francisco to San Luis Obispo (about 547 people, average adjusted gross income $156,633). 365 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $2,635 in San Francisco and $2,013 in San Luis Obispo. San Francisco has a state tax on wages. San Luis Obispo has a state tax on wages. Local pay in San Luis Obispo is 88% of the national level for the same work, against 134% in San Francisco.

San Luis Obispo averages 263 sunny days, with July highs around 101°F and January nights around 40°F. San Francisco is 259 sunny days, 68°F in July, 46°F in January. Commutes average 21 minutes in San Luis Obispo and 32 in San Francisco.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 354 households moved San Francisco → San Luis Obispo (about 547 people, average AGI $156,633). 365 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between San Francisco and San Luis Obispo changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 232 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,950–$3,650
Container or pod
$1,350–$2,500
Rent a truck
$550–$1,000

Movers in San Luis Obispo and how to hire one →

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Questions

Is San Luis Obispo cheaper than San Francisco after tax and rent?

Yes. San Luis Obispo leaves about $910 more a month, so the cost of living is lower there for this household. A one-bedroom is about $2,635 in San Francisco and $2,013 in San Luis Obispo.

Does San Luis Obispo have state income tax?

San Luis Obispo is in California, which taxes wage income.

Did people actually move from San Francisco to San Luis Obispo?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.