Example household · San Luis Obispo, CA · $83,730 · same pay · 1 adult

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San Luis Obispo vs San Francisco

San Luis Obispo and San Francisco

Photo: Daniel L. Lu / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in San Francisco are under the US rate in this release, 5.1 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at San Luis Obispo to San Francisco

In 2022-2023, 365 households filed a move from San Luis Obispo to San Francisco (about 463 people, average adjusted gross income $75,923). 354 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $2,013 in San Luis Obispo and $2,635 in San Francisco. San Luis Obispo has a state tax on wages. San Francisco has a state tax on wages. Local pay in San Francisco is 134% of the national level for the same work, against 88% in San Luis Obispo.

San Francisco averages 259 sunny days, with July highs around 68°F and January nights around 46°F. San Luis Obispo is 263 sunny days, 101°F in July, 40°F in January. Commutes average 32 minutes in San Francisco and 21 in San Luis Obispo.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 365 households moved San Luis Obispo → San Francisco (about 463 people, average AGI $75,923). 354 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between San Luis Obispo and San Francisco changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 232 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,950–$3,650
Container or pod
$1,350–$2,500
Rent a truck
$550–$1,000

Movers in San Francisco and how to hire one →

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Questions

Is San Francisco cheaper than San Luis Obispo after tax and rent?

No. San Francisco leaves about $910 less a month, so the cost of living is higher there for this household. A one-bedroom is about $2,013 in San Luis Obispo and $2,635 in San Francisco.

Does San Francisco have state income tax?

San Francisco is in California, which taxes wage income.

Did people actually move from San Luis Obispo to San Francisco?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.