

Moving from Louisville to St. Joseph
Moving from Louisville to St. Joseph: +$154/mo after tax & rent
LouisvilleSt. JosephAbout 500 miles apart, close enough to drive.
- St. Joseph leaves you more
- Rent under 30% of pay
- 220 sunny days
$2,642/mo in St. Joseph. $2,488/mo in Louisville. +$1,848 a year.
Louisville
$2,488
left each month
St. Joseph
$2,642
+$154 vs Louisville
Next
Who already made this move
The IRS did not publish a large enough Louisville → St. Joseph pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Louisville | St. Joseph |
|---|---|---|
| Take-home | $5,414 | $5,211 |
| Rent | $1,047 | $754 |
| All other costs | $1,879 | $1,815 |
| Left over | $2,488 | $2,642 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Louisville and St. Joseph changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 600 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,200–$4,150
- Container or pod
- $1,550–$2,850
- Rent a truck
- $750–$1,400
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Dig into St. Joseph
Questions
Is St. Joseph cheaper than Louisville after tax and rent?
For one adult in a one-bedroom, St. Joseph leaves about $154 more a month. A one-bedroom is about $1,047 in Louisville and $754 in St. Joseph.
Does St. Joseph have state income tax?
St. Joseph is in Missouri, which taxes wage income.
Did people actually move from Louisville to St. Joseph?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.