

Moving from Hartford to Waterloo
Moving from Hartford to Waterloo: +$370/mo after tax & rent
HartfordWaterlooAbout 1,021 miles apart, a flight.
- Waterloo leaves you more
- Rent under 30% of pay
- Real winters
$2,763/mo in Waterloo. $2,393/mo in Hartford. +$4,440 a year.
Hartford
$2,393
left each month
Waterloo
$2,763
+$370 vs Hartford
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Who already made this move
The IRS did not publish a large enough Hartford → Waterloo pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Hartford | Waterloo |
|---|---|---|
| Take-home | $6,030 | $5,320 |
| Rent | $1,625 | $788 |
| All other costs | $2,012 | $1,769 |
| Left over | $2,393 | $2,763 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Hartford and Waterloo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 1,225 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,900–$5,500
- Container or pod
- $2,050–$3,850
- Rent a truck
- $1,150–$2,200
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Dig into Waterloo
Questions
Is Waterloo cheaper than Hartford after tax and rent?
For one adult in a one-bedroom, Waterloo leaves about $370 more a month. A one-bedroom is about $1,625 in Hartford and $788 in Waterloo.
Does Waterloo have state income tax?
Waterloo is in Iowa, which taxes wage income.
Did people actually move from Hartford to Waterloo?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.