Tucson vs Yuma leftover
Moving to Yuma costs you $405 a month
$2,126/mo leftover in Yuma vs $2,531 in Tucson after tax and rent ($405 less). −$4,860 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Tucson leftover
$2,531
a month after tax and rent
Yuma leftover
$2,126
−$405 vs Tucson
Compare Tucson to another metro
Same paycheck. Try a different city next to Tucson.
Monthly gap
Tucson → Yuma
$405
less / month in Tucson
$2,126 in Yuma · $2,531 in Tucson · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 128 households moved Tucson → Yuma (avg AGI $51,852). 213 went the other way. The whole move →
−$405 / mo
| Per month | Tucson | Yuma | Difference |
|---|---|---|---|
| Gross pay | $6,958 | $6,435 | −$524 |
| Income and payroll tax | $1,508 | $1,339 | −$168 |
| Take-home pay | $5,450 | $5,095 | −$355 |
| Rent | $1,009 | $951 | −$58 |
| Getting around | $547 | $603 | +$56 |
| Groceries | $376 | $390 | +$14 |
| Healthcare | $423 | $439 | +$16 |
| Utilities | $235 | $244 | +$9 |
| Everything else | $329 | $342 | +$13 |
| Left over | $2,531 | $2,126 | −$405 |
To break even in Yuma, you'd need to earn
$84,500
Household gross, versus $83,500 today. That's the salary that leaves you exactly as much at the end of the month as Tucson does now.
The tax difference alone
+$157
A year, in state and local income tax. Effective rates: 21.7% in Tucson, 20.8% in Yuma.
More about Yuma
Tucson, AZ in full
Phoenix weather and hiking at a serious discount, on lower wages.
Yuma, AZ in full
A flat 2.5% state income tax, a median 2-bedroom asking rent of $1,132 and 278 sunny days; commutes average 21 minutes.
The reverse move
Same two cities, but starting from Yuma on Yuma wages.
Yuma → Tucson →Questions
Is the cost of living lower in Yuma than Tucson?
A one-bedroom is about $1,009 in Tucson versus $951 in Yuma. On a one-adult, one-bedroom household, leftover is about $405 a month lower in Yuma. Change the job or household on the comparison to see your number.
Does Yuma have state income tax?
Yuma is in Arizona, which taxes wage income.
What changes if you move from Tucson to Yuma?
Take-home pay is recalculated under Arizona tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Tucson and Yuma moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.