

Syracuse vs Watertown
$246/mo less in Watertown
SyracuseWatertownAbout 69 miles apart, close enough to drive.
- Watertown costs you more
- Property tax 1.58%
- Rent under 30% of pay
Same paycheck, two cities. $2,015/mo in Watertown. $2,261/mo in Syracuse. −$2,952 a year.
Syracuse
$2,261
left each month
Watertown
$2,015
−$246 vs Syracuse
Compare
Same paycheck, another city.
Next
In 2022-2023, 193 households moved Syracuse → Watertown (avg AGI $52,373). 234 went the other way. The whole move →
−$246 / mo
See full breakdown
| Per month | Syracuse | Watertown | Difference |
|---|---|---|---|
| Gross pay | $7,292 | $6,817 | −$475 |
| Income and payroll tax | $1,814 | $1,647 | −$167 |
| Take-home pay | $5,478 | $5,170 | −$308 |
| Rent | $1,236 | $1,139 | −$97 |
| Getting around | $543 | $577 | +$34 |
| Groceries | $397 | $397 | $0 |
| Healthcare | $446 | $446 | $0 |
| Utilities | $248 | $248 | $0 |
| Everything else | $347 | $347 | $0 |
| Left over | $2,261 | $2,015 | −$246 |
Salary to match Syracuse
$86,500
Gross pay in Watertown that leaves the same amount as $87,500 in Syracuse.
Tax difference
+$314
A year, in state and local income tax. Effective rates: 24.9% in Syracuse, 24.2% in Watertown.
More about Watertown
Syracuse, NY in full
State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,472 and 159 sunny days; commutes average 22 minutes.
Watertown, NY in full
State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,356 and 158 sunny days; commutes average 20 minutes.
The other way
Start in Watertown.
Watertown → Syracuse →Questions
Is the cost of living lower in Watertown than Syracuse?
For one adult in a one-bedroom, Watertown leaves about $246 less a month. A one-bedroom is about $1,236 in Syracuse and $1,139 in Watertown.
Does Watertown have state income tax?
Watertown is in New York, which taxes wage income.
What changes if you move from Syracuse to Watertown?
The paycheck is taxed in New York. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Syracuse and Watertown changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.