Sumter vs Florence leftover
Moving to Florence costs you $238 a month
$1,835/mo leftover in Florence vs $2,073 in Sumter after tax and rent ($238 less). −$2,856 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Sumter leftover
$2,073
a month after tax and rent
Florence leftover
$1,835
−$238 vs Sumter
Compare Sumter to another metro
Same paycheck. Try a different city next to Sumter.
Monthly gap
Sumter → Florence
$238
less / month in Sumter
$1,835 in Florence · $2,073 in Sumter · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 102 households moved Sumter → Florence (avg AGI $47,775). 108 went the other way. The whole move →
−$238 / mo
| Per month | Sumter | Florence | Difference |
|---|---|---|---|
| Gross pay | $6,625 | $6,547 | −$78 |
| Income and payroll tax | $1,544 | $1,516 | −$28 |
| Take-home pay | $5,081 | $5,031 | −$50 |
| Rent | $1,013 | $1,205 | +$192 |
| Getting around | $603 | $599 | −$4 |
| Groceries | $384 | $384 | $0 |
| Healthcare | $432 | $432 | $0 |
| Utilities | $240 | $240 | $0 |
| Everything else | $336 | $336 | $0 |
| Left over | $2,073 | $1,835 | −$238 |
To break even in Florence, you'd need to earn
$83,000
Household gross, versus $79,500 today. That's the salary that leaves you exactly as much at the end of the month as Sumter does now.
The tax difference alone
+$58
A year, in state and local income tax. Effective rates: 23.3% in Sumter, 23.2% in Florence.
More about Florence
Sumter, SC in full
State income tax topping out at 6.2%, a median 2-bedroom asking rent of $1,206 and 222 sunny days; commutes average 23 minutes.
Florence, SC in full
State income tax topping out at 6.2%, a median 2-bedroom asking rent of $1,435 and 222 sunny days; commutes average 23 minutes.
The reverse move
Same two cities, but starting from Florence on Florence wages.
Florence → Sumter →Questions
Is the cost of living lower in Florence than Sumter?
A one-bedroom is about $1,013 in Sumter versus $1,205 in Florence. On a one-adult, one-bedroom household, leftover is about $238 a month lower in Florence. Change the job or household on the comparison to see your number.
Does Florence have state income tax?
Florence is in South Carolina, which taxes wage income.
What changes if you move from Sumter to Florence?
Take-home pay is recalculated under South Carolina tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Sumter and Florence moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.