Moving from Springfield to Baltimore

Moving to Baltimore costs you $516 a month

−$6,192 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Springfield leftover

$2,921

a month after tax and rent

Baltimore leftover

$2,405

−$516 vs Springfield

Monthly and annual budget comparison between Springfield, IL and Baltimore, MD
Per monthSpringfieldBaltimoreDifference
Gross pay$7,667$8,276+$609
Income and payroll tax$1,942$2,398+$456
Take-home pay$5,724$5,877+$153
Rent$895$1,511+$616
Getting around$539$482−$57
Groceries$378$408+$30
Healthcare$425$459+$34
Utilities$236$255+$19
Everything else$330$357+$27
Left over$2,921$2,405−$516

To break even in Baltimore, you'd need to earn

$109,500

Household gross, versus $92,000 today. That's the salary that leaves you exactly as much at the end of the month as Springfield does now.

The tax difference alone

−$3,305

A year, in state and local income tax. Effective rates: 25.3% in Springfield, 29.0% in Baltimore.

More about Baltimore

Springfield, IL in full

A flat 4.95% state income tax, a median 2-bedroom asking rent of $1,065 and 204 sunny days; commutes average 20 minutes.

Baltimore, MD in full

DC salaries within commuting distance, at Baltimore prices.

The reverse move

Same two cities, but starting from Baltimore on Baltimore wages.

BaltimoreSpringfield

Questions

Is the cost of living lower in Baltimore than Springfield?

A one-bedroom is about $895 in Springfield versus $1,511 in Baltimore. On a one-adult, one-bedroom household, leftover is about $516 a month lower in Baltimore. Change the job or household on the comparison to see your number.

Does Baltimore have state income tax?

Baltimore is in Maryland, which taxes wage income, plus a local wage tax of 3.20%.

What changes if you move from Springfield to Baltimore?

Take-home pay is recalculated under Maryland tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.