South Bend vs Kokomo leftover
You'd keep $130 more a month in Kokomo
$2,385/mo leftover in Kokomo vs $2,255 in South Bend after tax and rent ($130 more). +$1,560 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
South Bend leftover
$2,255
a month after tax and rent
Kokomo leftover
$2,385
+$130 vs South Bend
Compare South Bend to another metro
Same paycheck. Try a different city next to South Bend.
Monthly gap
South Bend → Kokomo
$130
more / month in Kokomo
$2,385 in Kokomo · $2,255 in South Bend · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
+$130 / mo
| Per month | South Bend | Kokomo | Difference |
|---|---|---|---|
| Gross pay | $6,792 | $6,706 | −$86 |
| Income and payroll tax | $1,618 | $1,589 | −$29 |
| Take-home pay | $5,174 | $5,117 | −$56 |
| Rent | $1,005 | $766 | −$239 |
| Getting around | $542 | $594 | +$52 |
| Groceries | $378 | $378 | $0 |
| Healthcare | $426 | $426 | $0 |
| Utilities | $237 | $237 | $0 |
| Everything else | $331 | $331 | $0 |
| Left over | $2,255 | $2,385 | +$130 |
To break even in Kokomo, you'd need to earn
$78,000
Household gross, versus $81,500 today. That's the salary that leaves you exactly as much at the end of the month as South Bend does now.
The tax difference alone
+$46
A year, in state and local income tax. Effective rates: 23.8% in South Bend, 23.7% in Kokomo.
More about Kokomo
South Bend, IN in full
A flat 3% state income tax, a median 2-bedroom asking rent of $1,196 and 181 sunny days; commutes average 22 minutes.
Kokomo, IN in full
A flat 3% state income tax, a median 2-bedroom asking rent of $912 and 195 sunny days; commutes average 20 minutes.
The reverse move
Same two cities, but starting from Kokomo on Kokomo wages.
Kokomo → South Bend →Questions
Is the cost of living lower in Kokomo than South Bend?
A one-bedroom is about $1,005 in South Bend versus $766 in Kokomo. On a one-adult, one-bedroom household, leftover is about $130 a month higher in Kokomo. Change the job or household on the comparison to see your number.
Does Kokomo have state income tax?
Kokomo is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.
What changes if you move from South Bend to Kokomo?
Take-home pay is recalculated under Indiana tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between South Bend and Kokomo moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.