South Bend vs Columbus leftover
You'd keep $443 more a month in Columbus
$2,698/mo leftover in Columbus vs $2,255 in South Bend after tax and rent ($443 more). +$5,316 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
South Bend leftover
$2,255
a month after tax and rent
Columbus leftover
$2,698
+$443 vs South Bend
Compare South Bend to another metro
Same paycheck. Try a different city next to South Bend.
Monthly gap
South Bend → Columbus
$443
more / month in Columbus
$2,698 in Columbus · $2,255 in South Bend · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
+$443 / mo
| Per month | South Bend | Columbus | Difference |
|---|---|---|---|
| Gross pay | $6,792 | $7,594 | +$802 |
| Income and payroll tax | $1,618 | $1,892 | +$274 |
| Take-home pay | $5,174 | $5,702 | +$528 |
| Rent | $1,005 | $1,084 | +$79 |
| Getting around | $542 | $549 | +$7 |
| Groceries | $378 | $378 | $0 |
| Healthcare | $426 | $426 | $0 |
| Utilities | $237 | $237 | $0 |
| Everything else | $331 | $331 | $0 |
| Left over | $2,255 | $2,698 | +$443 |
To break even in Columbus, you'd need to earn
$83,000
Household gross, versus $81,500 today. That's the salary that leaves you exactly as much at the end of the month as South Bend does now.
The tax difference alone
−$433
A year, in state and local income tax. Effective rates: 23.8% in South Bend, 24.9% in Columbus.
More about Columbus
South Bend, IN in full
A flat 3% state income tax, a median 2-bedroom asking rent of $1,196 and 181 sunny days; commutes average 22 minutes.
Columbus, IN in full
A flat 3% state income tax, a median 2-bedroom asking rent of $1,290 and 198 sunny days; commutes average 21 minutes.
The reverse move
Same two cities, but starting from Columbus on Columbus wages.
Columbus → South Bend →Questions
Is the cost of living lower in Columbus than South Bend?
A one-bedroom is about $1,005 in South Bend versus $1,084 in Columbus. On a one-adult, one-bedroom household, leftover is about $443 a month higher in Columbus. Change the job or household on the comparison to see your number.
Does Columbus have state income tax?
Columbus is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.
What changes if you move from South Bend to Columbus?
Take-home pay is recalculated under Indiana tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between South Bend and Columbus moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.