

San Diego vs Yuma
$535/mo more in Yuma
San DiegoYumaAbout 167 miles apart, close enough to drive.
- Yuma leaves you more
- Rent under 30% of pay
- 278 sunny days
Same paycheck, two cities. $2,115/mo in Yuma. $1,580/mo in San Diego. +$6,420 a year.
San Diego
$1,580
left each month
Yuma
$2,115
+$535 vs San Diego
Compare
Same paycheck, another city.
Next
In 2022-2023, 406 households moved San Diego → Yuma (avg AGI $68,778). 260 went the other way. The whole move →
+$535 / mo
See full breakdown
| Per month | San Diego | Yuma | Difference |
|---|---|---|---|
| Gross pay | $8,500 | $6,418 | −$2,082 |
| Income and payroll tax | $2,281 | $1,334 | −$947 |
| Take-home pay | $6,219 | $5,084 | −$1,135 |
| Rent | $2,292 | $951 | −$1,341 |
| Getting around | $650 | $603 | −$47 |
| Groceries | $468 | $390 | −$78 |
| Healthcare | $527 | $439 | −$88 |
| Utilities | $293 | $244 | −$49 |
| Everything else | $410 | $342 | −$68 |
| Left over | $1,580 | $2,115 | +$535 |
Salary to match San Diego
$67,500
Gross pay in Yuma that leaves the same amount as $102,000 in San Diego.
Tax difference
+$3,953
A year, in state and local income tax. Effective rates: 26.8% in San Diego, 20.8% in Yuma.
More about Yuma
San Diego, CA in full
The best climate in the country and rents that know it.
Yuma, AZ in full
A flat 2.5% state income tax, a median 2-bedroom asking rent of $1,132 and 278 sunny days; commutes average 21 minutes.
The other way
Start in Yuma.
Yuma → San Diego →Questions
Is the cost of living lower in Yuma than San Diego?
For one adult in a one-bedroom, Yuma leaves about $535 more a month. A one-bedroom is about $2,292 in San Diego and $951 in Yuma.
Does Yuma have state income tax?
Yuma is in Arizona, which taxes wage income.
What changes if you move from San Diego to Yuma?
The paycheck is taxed in Arizona. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between San Diego and Yuma changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.