

Phoenix vs Tulsa
$15/mo less in Tulsa
PhoenixTulsaAbout 926 miles apart, a flight.
- Tulsa costs you more
- Rent under 30% of pay
- 227 sunny days
Same paycheck, two cities. $2,561/mo in Tulsa. $2,576/mo in Phoenix. −$180 a year.
Phoenix
$2,576
left each month
Tulsa
$2,561
−$15 vs Phoenix
Compare
Same paycheck, another city.
Next
In 2022-2023, 196 households moved Phoenix → Tulsa (avg AGI $57,122). 109 went the other way. The whole move →
−$15 / mo
See full breakdown
| Per month | Phoenix | Tulsa | Difference |
|---|---|---|---|
| Gross pay | $7,583 | $7,036 | −$547 |
| Income and payroll tax | $1,709 | $1,681 | −$28 |
| Take-home pay | $5,875 | $5,355 | −$519 |
| Rent | $1,277 | $967 | −$310 |
| Getting around | $586 | $536 | −$50 |
| Groceries | $396 | $356 | −$40 |
| Healthcare | $446 | $401 | −$45 |
| Utilities | $248 | $223 | −$25 |
| Everything else | $347 | $312 | −$35 |
| Left over | $2,576 | $2,561 | −$15 |
Salary to match Phoenix
$84,500
Gross pay in Tulsa that leaves the same amount as $91,000 in Phoenix.
Tax difference
−$1,610
A year, in state and local income tax. Effective rates: 22.5% in Phoenix, 23.9% in Tulsa.
More about Tulsa
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
Tulsa, OK in full
Paid remote workers to move here, and the housing math is why it worked.
The other way
Start in Tulsa.
Tulsa → Phoenix →Questions
Is the cost of living lower in Tulsa than Phoenix?
For one adult in a one-bedroom, Tulsa leaves about $15 less a month. A one-bedroom is about $1,277 in Phoenix and $967 in Tulsa.
Does Tulsa have state income tax?
Tulsa is in Oklahoma, which taxes wage income.
What changes if you move from Phoenix to Tulsa?
The paycheck is taxed in Oklahoma. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Phoenix and Tulsa changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.