

Phoenix vs Riverside
$1,181/mo less in Riverside
PhoenixRiversideAbout 251 miles apart, close enough to drive.
- Riverside costs you more
- Rent under 30% of pay
- 269 sunny days
Same paycheck, two cities. $1,395/mo in Riverside. $2,576/mo in Phoenix. −$14,172 a year.
Phoenix
$2,576
left each month
Riverside
$1,395
−$1,181 vs Phoenix
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,498 households moved Phoenix → Riverside (avg AGI $57,601). 2,959 went the other way. The whole move →
−$1,181 / mo
See full breakdown
| Per month | Phoenix | Riverside | Difference |
|---|---|---|---|
| Gross pay | $7,583 | $7,349 | −$234 |
| Income and payroll tax | $1,709 | $1,832 | +$124 |
| Take-home pay | $5,875 | $5,516 | −$358 |
| Rent | $1,277 | $1,940 | +$663 |
| Getting around | $586 | $644 | +$58 |
| Groceries | $396 | $424 | +$28 |
| Healthcare | $446 | $477 | +$31 |
| Utilities | $248 | $265 | +$17 |
| Everything else | $347 | $371 | +$24 |
| Left over | $2,576 | $1,395 | −$1,181 |
Salary to match Phoenix
$111,500
Gross pay in Riverside that leaves the same amount as $91,000 in Phoenix.
Tax difference
−$2,318
A year, in state and local income tax. Effective rates: 22.5% in Phoenix, 24.9% in Riverside.
More about Riverside
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
Riverside, CA in full
Southern California's affordable option, paid for with a 33-minute commute.
The other way
Start in Riverside.
Riverside → Phoenix →Questions
Is the cost of living lower in Riverside than Phoenix?
For one adult in a one-bedroom, Riverside leaves about $1,181 less a month. A one-bedroom is about $1,277 in Phoenix and $1,940 in Riverside.
Does Riverside have state income tax?
Riverside is in California, which taxes wage income.
What changes if you move from Phoenix to Riverside?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Phoenix and Riverside changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.