Moving from New York to Springfield
You'd keep $1,683 more a month in Springfield
+$20,196 a year for the same registered nurse, the same household size, and the same number of bedrooms.
New York leftover
$1,239
a month after tax and rent
Springfield leftover
$2,922
+$1,683 vs New York
| Per month | New York | Springfield | Difference |
|---|---|---|---|
| Gross pay | $9,292 | $7,668 | −$1,624 |
| Income and payroll tax | $2,886 | $1,943 | −$944 |
| Take-home pay | $6,405 | $5,725 | −$680 |
| Rent | $3,021 | $895 | −$2,126 |
| Getting around | $347 | $539 | +$192 |
| Groceries | $496 | $378 | −$118 |
| Healthcare | $558 | $425 | −$133 |
| Utilities | $310 | $236 | −$74 |
| Everything else | $434 | $330 | −$104 |
| Left over | $1,239 | $2,922 | +$1,683 |
To break even in Springfield, you'd need to earn
$61,500
Household gross, versus $111,500 today. That's the salary that leaves you exactly as much at the end of the month as New York does now.
The tax difference alone
+$5,546
A year, in state and local income tax. Effective rates: 31.1% in New York, 25.3% in Springfield.
More about Springfield
New York, NY in full
The one place where skipping a car genuinely offsets the rent.
Springfield, IL in full
A flat 4.95% state income tax, a median 2-bedroom asking rent of $1,065 and 204 sunny days; commutes average 20 minutes.
The reverse move
Same two cities, but starting from Springfield on Springfield wages.
Springfield → New York →Questions
Is the cost of living lower in Springfield than New York?
A one-bedroom is about $3,021 in New York versus $895 in Springfield. On a one-adult, one-bedroom household, leftover is about $1,683 a month higher in Springfield. Change the job or household on the comparison to see your number.
Does Springfield have state income tax?
Springfield is in Illinois, which taxes wage income.
What changes if you move from New York to Springfield?
Take-home pay is recalculated under Illinois tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.