Napa vs Santa Rosa leftover
Moving to Santa Rosa costs you $29 a month
$1,722/mo leftover in Santa Rosa vs $1,751 in Napa after tax and rent ($29 less). −$348 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Napa leftover
$1,751
a month after tax and rent
Santa Rosa leftover
$1,722
−$29 vs Napa
Compare Napa to another metro
Same paycheck. Try a different city next to Napa.
Monthly gap
Napa → Santa Rosa
$29
less / month in Napa
$1,722 in Santa Rosa · $1,751 in Napa · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 317 households moved Napa → Santa Rosa (avg AGI $76,555). 247 went the other way. The whole move →
−$29 / mo
| Per month | Napa | Santa Rosa | Difference |
|---|---|---|---|
| Gross pay | $8,250 | $8,086 | −$164 |
| Income and payroll tax | $2,183 | $2,120 | −$64 |
| Take-home pay | $6,067 | $5,966 | −$100 |
| Rent | $2,165 | $2,100 | −$65 |
| Getting around | $580 | $574 | −$6 |
| Groceries | $433 | $433 | $0 |
| Healthcare | $487 | $487 | $0 |
| Utilities | $271 | $271 | $0 |
| Everything else | $379 | $379 | $0 |
| Left over | $1,751 | $1,722 | −$29 |
To break even in Santa Rosa, you'd need to earn
$97,500
Household gross, versus $99,000 today. That's the salary that leaves you exactly as much at the end of the month as Napa does now.
The tax difference alone
+$183
A year, in state and local income tax. Effective rates: 26.5% in Napa, 26.2% in Santa Rosa.
More about Santa Rosa
Napa, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $2,577 and 242 sunny days; commutes average 25 minutes.
Santa Rosa, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $2,500 and 244 sunny days; commutes average 25 minutes.
The reverse move
Same two cities, but starting from Santa Rosa on Santa Rosa wages.
Santa Rosa → Napa →Questions
Is the cost of living lower in Santa Rosa than Napa?
A one-bedroom is about $2,165 in Napa versus $2,100 in Santa Rosa. On a one-adult, one-bedroom household, leftover is about $29 a month lower in Santa Rosa. Change the job or household on the comparison to see your number.
Does Santa Rosa have state income tax?
Santa Rosa is in California, which taxes wage income.
What changes if you move from Napa to Santa Rosa?
Take-home pay is recalculated under California tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Napa and Santa Rosa moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.