Moving from Memphis to Cleveland

Moving to Cleveland costs you $119 a month

−$1,428 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Memphis leftover

$2,756

a month after tax and rent

Cleveland leftover

$2,637

−$119 vs Memphis

31 went the other way. The whole move →

Monthly and annual budget comparison between Memphis, TN and Cleveland, OH
Per monthMemphisClevelandDifference
Gross pay$7,083$7,395+$311
Income and payroll tax$1,401$1,822+$421
Take-home pay$5,682$5,572−$109
Rent$1,058$1,100+$42
Getting around$548$515−$33
Groceries$364$364$0
Healthcare$410$410$0
Utilities$228$228$0
Everything else$319$319$0
Left over$2,756$2,637−$119

To break even in Cleveland, you'd need to earn

$91,000

Household gross, versus $85,000 today. That's the salary that leaves you exactly as much at the end of the month as Memphis does now.

The tax difference alone

−$3,942

A year, in state and local income tax. Effective rates: 19.8% in Memphis, 24.6% in Cleveland.

More about Cleveland

Memphis, TN in full

No income tax and a logistics economy; wages trail the national median.

Cleveland, OH in full

World-class hospitals and an orchestra, at the lowest rents of any large metro.

The reverse move

Same two cities, but starting from Cleveland on Cleveland wages.

ClevelandMemphis

Questions

Is the cost of living lower in Cleveland than Memphis?

A one-bedroom is about $1,058 in Memphis versus $1,100 in Cleveland. On a one-adult, one-bedroom household, leftover is about $119 a month lower in Cleveland. Change the job or household on the comparison to see your number.

Does Cleveland have state income tax?

Cleveland is in Ohio, which taxes wage income, plus a local wage tax of 2.50%.

What changes if you move from Memphis to Cleveland?

Take-home pay is recalculated under Ohio tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.