Houston vs Laredo leftover
Moving to Laredo costs you $873 a month
$2,287/mo leftover in Laredo vs $3,160 in Houston after tax and rent ($873 less). −$10,476 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Houston leftover
$3,160
a month after tax and rent
Laredo leftover
$2,287
−$873 vs Houston
Compare Houston to another metro
Same paycheck. Try a different city next to Houston.
Monthly gap
Houston → Laredo
$873
less / month in Houston
$2,287 in Laredo · $3,160 in Houston · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 152 households moved Houston → Laredo (avg AGI $44,250). 230 went the other way. The whole move →
−$873 / mo
| Per month | Houston | Laredo | Difference |
|---|---|---|---|
| Gross pay | $7,958 | $6,218 | −$1,740 |
| Income and payroll tax | $1,661 | $1,145 | −$516 |
| Take-home pay | $6,298 | $5,073 | −$1,224 |
| Rent | $1,188 | $901 | −$287 |
| Getting around | $572 | $570 | −$2 |
| Groceries | $380 | $363 | −$17 |
| Healthcare | $428 | $408 | −$20 |
| Utilities | $238 | $227 | −$11 |
| Everything else | $333 | $317 | −$16 |
| Left over | $3,160 | $2,287 | −$873 |
To break even in Laredo, you'd need to earn
$89,500
Household gross, versus $95,500 today. That's the salary that leaves you exactly as much at the end of the month as Houston does now.
The tax difference alone
$0
A year, in state and local income tax. Texas has no wage income tax.
More about Laredo
Houston, TX in full
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
Laredo, TX in full
No state income tax, a median 2-bedroom asking rent of $1,073 and 231 sunny days; commutes average 22 minutes.
The reverse move
Same two cities, but starting from Laredo on Laredo wages.
Laredo → Houston →Questions
Is the cost of living lower in Laredo than Houston?
A one-bedroom is about $1,188 in Houston versus $901 in Laredo. On a one-adult, one-bedroom household, leftover is about $873 a month lower in Laredo. Change the job or household on the comparison to see your number.
Does Laredo have state income tax?
Laredo is in Texas, which has no state income tax.
What changes if you move from Houston to Laredo?
Take-home pay is recalculated under Texas tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Houston and Laredo moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.