

Hagerstown vs Winchester
$53/mo more in Winchester
HagerstownWinchesterAbout 32 miles apart, close enough to drive.
- Winchester leaves you more
- Rent under 30% of pay
Same paycheck, two cities. $2,335/mo in Winchester. $2,282/mo in Hagerstown. +$636 a year.
Hagerstown
$2,282
left each month
Winchester
$2,335
+$53 vs Hagerstown
Compare
Same paycheck, another city.
Next
In 2022-2023, 307 households moved Hagerstown → Winchester (avg AGI $57,433). 586 went the other way. The whole move →
+$53 / mo
See full breakdown
| Per month | Hagerstown | Winchester | Difference |
|---|---|---|---|
| Gross pay | $7,542 | $7,549 | +$8 |
| Income and payroll tax | $2,107 | $1,911 | −$196 |
| Take-home pay | $5,434 | $5,638 | +$204 |
| Rent | $1,167 | $1,332 | +$165 |
| Getting around | $574 | $566 | −$8 |
| Groceries | $389 | $388 | −$1 |
| Healthcare | $438 | $436 | −$2 |
| Utilities | $243 | $242 | −$1 |
| Everything else | $341 | $339 | −$2 |
| Left over | $2,282 | $2,335 | +$53 |
Salary to match Hagerstown
$89,500
Gross pay in Winchester that leaves the same amount as $90,500 in Hagerstown.
Tax difference
+$2,377
A year, in state and local income tax. Effective rates: 27.9% in Hagerstown, 25.3% in Winchester.
More about Winchester
Hagerstown, MD in full
State income tax topping out at 5.75%, a median 2-bedroom asking rent of $1,389 and 204 sunny days; commutes average 31 minutes.
Winchester, VA in full
State income tax topping out at 5.75%, a median 2-bedroom asking rent of $1,586 and 206 sunny days; commutes average 31 minutes.
The other way
Start in Winchester.
Winchester → Hagerstown →Questions
Is the cost of living lower in Winchester than Hagerstown?
For one adult in a one-bedroom, Winchester leaves about $53 more a month. A one-bedroom is about $1,167 in Hagerstown and $1,332 in Winchester.
Does Winchester have state income tax?
Winchester is in Virginia, which taxes wage income.
What changes if you move from Hagerstown to Winchester?
The paycheck is taxed in Virginia. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Hagerstown and Winchester changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.