

Hagerstown vs Morgantown
$92/mo less in Morgantown
HagerstownMorgantownAbout 97 miles apart, close enough to drive.
- Morgantown costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,190/mo in Morgantown. $2,282/mo in Hagerstown. −$1,104 a year.
Hagerstown
$2,282
left each month
Morgantown
$2,190
−$92 vs Hagerstown
Compare
Same paycheck, another city.
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In 2022-2023, 46 households moved Hagerstown → Morgantown (avg AGI $34,109). 50 went the other way. The whole move →
−$92 / mo
See full breakdown
| Per month | Hagerstown | Morgantown | Difference |
|---|---|---|---|
| Gross pay | $7,542 | $6,475 | −$1,066 |
| Income and payroll tax | $2,107 | $1,463 | −$644 |
| Take-home pay | $5,434 | $5,012 | −$422 |
| Rent | $1,167 | $869 | −$298 |
| Getting around | $574 | $538 | −$36 |
| Groceries | $389 | $390 | +$1 |
| Healthcare | $438 | $439 | +$1 |
| Utilities | $243 | $244 | +$1 |
| Everything else | $341 | $342 | +$1 |
| Left over | $2,282 | $2,190 | −$92 |
Salary to match Hagerstown
$79,500
Gross pay in Morgantown that leaves the same amount as $90,500 in Hagerstown.
Tax difference
+$3,933
A year, in state and local income tax. Effective rates: 27.9% in Hagerstown, 22.6% in Morgantown.
More about Morgantown
Hagerstown, MD in full
State income tax topping out at 5.75%, a median 2-bedroom asking rent of $1,389 and 204 sunny days; commutes average 31 minutes.
Morgantown, WV in full
State income tax topping out at 4.82%, a median 2-bedroom asking rent of $1,035 and 186 sunny days; commutes average 24 minutes.
The other way
Start in Morgantown.
Morgantown → Hagerstown →Questions
Is the cost of living lower in Morgantown than Hagerstown?
For one adult in a one-bedroom, Morgantown leaves about $92 less a month. A one-bedroom is about $1,167 in Hagerstown and $869 in Morgantown.
Does Morgantown have state income tax?
Morgantown is in West Virginia, which taxes wage income.
What changes if you move from Hagerstown to Morgantown?
The paycheck is taxed in West Virginia. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Hagerstown and Morgantown changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.