Grand Rapids vs Ann Arbor leftover
Moving to Ann Arbor costs you $293 a month
$2,097/mo leftover in Ann Arbor vs $2,390 in Grand Rapids after tax and rent ($293 less). −$3,516 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Grand Rapids leftover
$2,390
a month after tax and rent
Ann Arbor leftover
$2,097
−$293 vs Grand Rapids
Compare Grand Rapids to another metro
Same paycheck. Try a different city next to Grand Rapids.
Monthly gap
Grand Rapids → Ann Arbor
$293
less / month in Grand Rapids
$2,097 in Ann Arbor · $2,390 in Grand Rapids · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 228 households moved Grand Rapids → Ann Arbor (avg AGI $57,636). 239 went the other way. The whole move →
−$293 / mo
| Per month | Grand Rapids | Ann Arbor | Difference |
|---|---|---|---|
| Gross pay | $7,250 | $7,118 | −$132 |
| Income and payroll tax | $1,739 | $1,765 | +$26 |
| Take-home pay | $5,511 | $5,352 | −$159 |
| Rent | $1,252 | $1,492 | +$240 |
| Getting around | $535 | $394 | −$141 |
| Groceries | $368 | $378 | +$10 |
| Healthcare | $414 | $425 | +$11 |
| Utilities | $230 | $236 | +$6 |
| Everything else | $322 | $330 | +$8 |
| Left over | $2,390 | $2,097 | −$293 |
To break even in Ann Arbor, you'd need to earn
$91,000
Household gross, versus $87,000 today. That's the salary that leaves you exactly as much at the end of the month as Grand Rapids does now.
The tax difference alone
−$787
A year, in state and local income tax. Effective rates: 24.0% in Grand Rapids, 24.8% in Ann Arbor.
More about Ann Arbor
Grand Rapids, MI in full
Lake Michigan beaches, cheap housing, and a 4.25% flat tax.
Ann Arbor, MI in full
A flat 4.25% state income tax, a median 2-bedroom asking rent of $1,776 and 173 sunny days; commutes average 23 minutes.
The reverse move
Same two cities, but starting from Ann Arbor on Ann Arbor wages.
Ann Arbor → Grand Rapids →Questions
Is the cost of living lower in Ann Arbor than Grand Rapids?
A one-bedroom is about $1,252 in Grand Rapids versus $1,492 in Ann Arbor. On a one-adult, one-bedroom household, leftover is about $293 a month lower in Ann Arbor. Change the job or household on the comparison to see your number.
Does Ann Arbor have state income tax?
Ann Arbor is in Michigan, which taxes wage income, plus a local wage tax of 1.00%.
What changes if you move from Grand Rapids to Ann Arbor?
Take-home pay is recalculated under Michigan tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Grand Rapids and Ann Arbor moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.