Fargo vs Winchester leftover
Moving to Winchester costs you $852 a month
$2,338/mo leftover in Winchester vs $3,190 in Fargo after tax and rent ($852 less). −$10,224 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Fargo leftover
$3,190
a month after tax and rent
Winchester leftover
$2,338
−$852 vs Fargo
Compare Fargo to another metro
Same paycheck. Try a different city next to Fargo.
Monthly gap
Fargo → Winchester
$852
less / month in Fargo
$2,338 in Winchester · $3,190 in Fargo · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
−$852 / mo
| Per month | Fargo | Winchester | Difference |
|---|---|---|---|
| Gross pay | $7,375 | $7,554 | +$179 |
| Income and payroll tax | $1,529 | $1,913 | +$384 |
| Take-home pay | $5,846 | $5,641 | −$205 |
| Rent | $885 | $1,332 | +$447 |
| Getting around | $505 | $566 | +$61 |
| Groceries | $349 | $388 | +$39 |
| Healthcare | $393 | $436 | +$43 |
| Utilities | $218 | $242 | +$24 |
| Everything else | $306 | $339 | +$33 |
| Left over | $3,190 | $2,338 | −$852 |
To break even in Winchester, you'd need to earn
$106,500
Household gross, versus $88,500 today. That's the salary that leaves you exactly as much at the end of the month as Fargo does now.
The tax difference alone
−$3,970
A year, in state and local income tax. Effective rates: 20.7% in Fargo, 25.3% in Winchester.
More about Winchester
Fargo, ND in full
State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,054 and 193 sunny days; commutes average 18 minutes.
Winchester, VA in full
State income tax topping out at 5.75%, a median 2-bedroom asking rent of $1,586 and 206 sunny days; commutes average 31 minutes.
The reverse move
Same two cities, but starting from Winchester on Winchester wages.
Winchester → Fargo →Questions
Is the cost of living lower in Winchester than Fargo?
A one-bedroom is about $885 in Fargo versus $1,332 in Winchester. On a one-adult, one-bedroom household, leftover is about $852 a month lower in Winchester. Change the job or household on the comparison to see your number.
Does Winchester have state income tax?
Winchester is in Virginia, which taxes wage income.
What changes if you move from Fargo to Winchester?
Take-home pay is recalculated under Virginia tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Fargo and Winchester moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.