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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Dr. Havilah Beardsley House
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Elkhart vs South Bend

$141/mo less in South Bend

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

ElkhartSouth BendAbout 18 miles apart, close enough to drive.

  • South Bend costs you more
  • Rent under 30% of pay

Same paycheck, two cities. $2,265/mo in South Bend. $2,406/mo in Elkhart. −$1,692 a year.

Elkhart

$2,406

left each month

South Bend

$2,265

−$141 vs Elkhart

Compare

Same paycheck, another city.

South Bend wins 1 of 4Elkhart 3 · ties 0
$5,256Take-home · Elkhart$5,184
$884Rent · Elkhart$1,005
$1,966Other bills · South Bend$1,914
$2,406Left over · Elkhart$2,265

Next

In 2022-2023, 1,384 households moved Elkhart → South Bend (avg AGI $59,087). 1,291 went the other way. The whole move →

−$141 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthElkhartSouth Bend
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South Bend · this breakdownElkhart · home
See full breakdown
Monthly and annual budget comparison between Elkhart, IN and South Bend, IN
Per monthElkhartSouth BendDifference
Gross pay$6,917$6,807−$109
Income and payroll tax$1,661$1,623−$37
Take-home pay$5,256$5,184−$72
Rent$884$1,005+$121
Getting around$594$542−$52
Groceries$378$378$0
Healthcare$426$426$0
Utilities$237$237$0
Everything else$331$331$0
Left over$2,406$2,265−$141

Salary to match Elkhart

$84,500

Gross pay in South Bend that leaves the same amount as $83,000 in Elkhart.

Tax difference

+$59

A year, in state and local income tax. Effective rates: 24.0% in Elkhart, 23.8% in South Bend.

More about South Bend

Elkhart, IN in full

A flat 3% state income tax, a median 2-bedroom asking rent of $1,052 and 181 sunny days; commutes average 19 minutes.

South Bend, IN in full

A flat 3% state income tax, a median 2-bedroom asking rent of $1,196 and 181 sunny days; commutes average 22 minutes.

The other way

Start in South Bend.

South Bend → Elkhart →

Questions

Is the cost of living lower in South Bend than Elkhart?

For one adult in a one-bedroom, South Bend leaves about $141 less a month. A one-bedroom is about $884 in Elkhart and $1,005 in South Bend.

Does South Bend have state income tax?

South Bend is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.

What changes if you move from Elkhart to South Bend?

The paycheck is taxed in Indiana. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Elkhart and South Bend changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.