

El Centro vs San Diego
$9/mo less in San Diego
El CentroSan DiegoAbout 82 miles apart, close enough to drive.
- San Diego costs you more
- Rent under 30% of pay
- 266 sunny days
Same paycheck, two cities. $1,574/mo in San Diego. $1,583/mo in El Centro. −$108 a year.
El Centro
$1,583
left each month
San Diego
$1,574
−$9 vs El Centro
Compare
Same paycheck, another city.
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In 2022-2023, 619 households moved El Centro → San Diego (avg AGI $60,289). 472 went the other way. The whole move →
−$9 / mo
See full breakdown
| Per month | El Centro | San Diego | Difference |
|---|---|---|---|
| Gross pay | $6,208 | $8,491 | +$2,282 |
| Income and payroll tax | $1,390 | $2,277 | +$887 |
| Take-home pay | $4,818 | $6,213 | +$1,395 |
| Rent | $1,009 | $2,292 | +$1,283 |
| Getting around | $655 | $650 | −$5 |
| Groceries | $433 | $468 | +$35 |
| Healthcare | $487 | $527 | +$40 |
| Utilities | $271 | $293 | +$22 |
| Everything else | $379 | $410 | +$31 |
| Left over | $1,583 | $1,574 | −$9 |
Salary to match El Centro
$102,000
Gross pay in San Diego that leaves the same amount as $74,500 in El Centro.
Tax difference
−$2,526
A year, in state and local income tax. Effective rates: 22.4% in El Centro, 26.8% in San Diego.
More about San Diego
El Centro, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,201 and 276 sunny days; commutes average 22 minutes.
San Diego, CA in full
The best climate in the country and rents that know it.
The other way
Start in San Diego.
San Diego → El Centro →Questions
Is the cost of living lower in San Diego than El Centro?
For one adult in a one-bedroom, San Diego leaves about $9 less a month. A one-bedroom is about $1,009 in El Centro and $2,292 in San Diego.
Does San Diego have state income tax?
San Diego is in California, which taxes wage income.
What changes if you move from El Centro to San Diego?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between El Centro and San Diego changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.