

Dubuque vs Madison
$361/mo less in Madison
DubuqueMadisonAbout 78 miles apart, close enough to drive.
- Madison costs you more
- Property tax 1.60%
- Rent under 30% of pay
Same paycheck, two cities. $2,620/mo in Madison. $2,981/mo in Dubuque. −$4,332 a year.
Dubuque
$2,981
left each month
Madison
$2,620
−$361 vs Dubuque
Compare
Same paycheck, another city.
Next
In 2022-2023, 69 households moved Dubuque → Madison (avg AGI $56,116). 29 went the other way. The whole move →
−$361 / mo
See full breakdown
| Per month | Dubuque | Madison | Difference |
|---|---|---|---|
| Gross pay | $7,208 | $7,801 | +$593 |
| Income and payroll tax | $1,666 | $1,936 | +$270 |
| Take-home pay | $5,542 | $5,865 | +$323 |
| Rent | $806 | $1,330 | +$524 |
| Getting around | $496 | $509 | +$13 |
| Groceries | $347 | $388 | +$41 |
| Healthcare | $391 | $437 | +$46 |
| Utilities | $217 | $243 | +$26 |
| Everything else | $304 | $340 | +$36 |
| Left over | $2,981 | $2,620 | −$361 |
Salary to match Dubuque
$100,500
Gross pay in Madison that leaves the same amount as $86,500 in Dubuque.
Tax difference
−$1,132
A year, in state and local income tax. Effective rates: 23.1% in Dubuque, 24.8% in Madison.
More about Madison
Dubuque, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $959 and 204 sunny days; commutes average 17 minutes.
Madison, WI in full
A university town with big-city wages and small-city commutes.
The other way
Start in Madison.
Madison → Dubuque →Questions
Is the cost of living lower in Madison than Dubuque?
For one adult in a one-bedroom, Madison leaves about $361 less a month. A one-bedroom is about $806 in Dubuque and $1,330 in Madison.
Does Madison have state income tax?
Madison is in Wisconsin, which taxes wage income.
What changes if you move from Dubuque to Madison?
The paycheck is taxed in Wisconsin. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Dubuque and Madison changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.