

Chicago vs Washington
$487/mo more in Washington
ChicagoWashingtonAbout 581 miles apart, a flight.
- Washington leaves you more
- Rent under 30% of pay
Same paycheck, two cities. $2,913/mo in Washington. $2,426/mo in Chicago. +$5,844 a year.
Chicago
$2,426
left each month
Washington
$2,913
+$487 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,628 households moved Chicago → Washington (avg AGI $103,367). 1,635 went the other way. The whole move →
+$487 / mo
See full breakdown
| Per month | Chicago | Washington | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $9,694 | +$1,485 |
| Income and payroll tax | $2,130 | $2,763 | +$633 |
| Take-home pay | $6,079 | $6,931 | +$853 |
| Rent | $1,782 | $1,916 | +$134 |
| Getting around | $392 | $463 | +$71 |
| Groceries | $408 | $452 | +$44 |
| Healthcare | $459 | $508 | +$49 |
| Utilities | $255 | $283 | +$28 |
| Everything else | $357 | $395 | +$38 |
| Left over | $2,426 | $2,913 | +$487 |
Salary to match Chicago
$107,000
Gross pay in Washington that leaves the same amount as $98,500 in Chicago.
Tax difference
−$2,308
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 28.5% in Washington.
More about Washington
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Washington, DC in full
Recession-resistant government and consulting pay, humid summers, real transit.
The other way
Start in Washington.
Washington → Chicago →Questions
Is the cost of living lower in Washington than Chicago?
For one adult in a one-bedroom, Washington leaves about $487 more a month. A one-bedroom is about $1,782 in Chicago and $1,916 in Washington.
Does Washington have state income tax?
Washington is in District of Columbia, which taxes wage income.
What changes if you move from Chicago to Washington?
The paycheck is taxed in District of Columbia. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Washington changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.