

Charlotte vs Orlando
$384/mo less in Orlando
CharlotteOrlandoAbout 466 miles apart, close enough to drive.
- Orlando costs you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,173/mo in Orlando. $2,557/mo in Charlotte. −$4,608 a year.
Charlotte
$2,557
left each month
Orlando
$2,173
−$384 vs Charlotte
Compare
Same paycheck, another city.
Next
In 2022-2023, 431 households moved Charlotte → Orlando (avg AGI $88,476). 512 went the other way. The whole move →
−$384 / mo
See full breakdown
| Per month | Charlotte | Orlando | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $7,085 | −$623 |
| Income and payroll tax | $1,869 | $1,402 | −$467 |
| Take-home pay | $5,839 | $5,683 | −$156 |
| Rent | $1,322 | $1,488 | +$166 |
| Getting around | $568 | $586 | +$18 |
| Groceries | $384 | $396 | +$12 |
| Healthcare | $432 | $446 | +$14 |
| Utilities | $240 | $248 | +$8 |
| Everything else | $336 | $347 | +$11 |
| Left over | $2,557 | $2,173 | −$384 |
Salary to match Charlotte
$91,500
Gross pay in Orlando that leaves the same amount as $92,500 in Charlotte.
Tax difference
+$3,389
A year, in state and local income tax. Florida has no wage income tax.
More about Orlando
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Orlando, FL in full
No income tax, but a service economy holds wages below the national median.
The other way
Start in Orlando.
Orlando → Charlotte →Questions
Is the cost of living lower in Orlando than Charlotte?
For one adult in a one-bedroom, Orlando leaves about $384 less a month. A one-bedroom is about $1,322 in Charlotte and $1,488 in Orlando.
Does Orlando have state income tax?
Orlando is in Florida, which has no state income tax.
What changes if you move from Charlotte to Orlando?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and Orlando changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.