Charlotte vs Jacksonville leftover
Moving to Jacksonville costs you $755 a month
$1,802/mo leftover in Jacksonville vs $2,557 in Charlotte after tax and rent ($755 less). −$9,060 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Charlotte leftover
$2,557
a month after tax and rent
Jacksonville leftover
$1,802
−$755 vs Charlotte
Compare Charlotte to another metro
Same paycheck. Try a different city next to Charlotte.
Monthly gap
Charlotte → Jacksonville
$755
less / month in Charlotte
$1,802 in Jacksonville · $2,557 in Charlotte · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 146 households moved Charlotte → Jacksonville (avg AGI $61,260). 124 went the other way. The whole move →
−$755 / mo
| Per month | Charlotte | Jacksonville | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $6,206 | −$1,503 |
| Income and payroll tax | $1,869 | $1,360 | −$509 |
| Take-home pay | $5,839 | $4,846 | −$993 |
| Rent | $1,322 | $1,149 | −$173 |
| Getting around | $568 | $500 | −$68 |
| Groceries | $384 | $385 | +$1 |
| Healthcare | $432 | $433 | +$1 |
| Utilities | $240 | $241 | +$1 |
| Everything else | $336 | $337 | +$1 |
| Left over | $2,557 | $1,802 | −$755 |
To break even in Jacksonville, you'd need to earn
$88,000
Household gross, versus $92,500 today. That's the salary that leaves you exactly as much at the end of the month as Charlotte does now.
The tax difference alone
+$766
A year, in state and local income tax. Effective rates: 24.2% in Charlotte, 21.9% in Jacksonville.
More about Jacksonville
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Jacksonville, NC in full
A flat 4.25% state income tax, a median 2-bedroom asking rent of $1,368 and 219 sunny days; commutes average 22 minutes.
The reverse move
Same two cities, but starting from Jacksonville on Jacksonville wages.
Jacksonville → Charlotte →Questions
Is the cost of living lower in Jacksonville than Charlotte?
A one-bedroom is about $1,322 in Charlotte versus $1,149 in Jacksonville. On a one-adult, one-bedroom household, leftover is about $755 a month lower in Jacksonville. Change the job or household on the comparison to see your number.
Does Jacksonville have state income tax?
Jacksonville is in North Carolina, which taxes wage income.
What changes if you move from Charlotte to Jacksonville?
Take-home pay is recalculated under North Carolina tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Charlotte and Jacksonville moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.