Bay City vs Flint leftover
Moving to Flint costs you $177 a month
$2,195/mo leftover in Flint vs $2,372 in Bay City after tax and rent ($177 less). −$2,124 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Bay City leftover
$2,372
a month after tax and rent
Flint leftover
$2,195
−$177 vs Bay City
Compare Bay City to another metro
Same paycheck. Try a different city next to Bay City.
Monthly gap
Bay City → Flint
$177
less / month in Bay City
$2,195 in Flint · $2,372 in Bay City · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 97 households moved Bay City → Flint (avg AGI $48,918). 84 went the other way. The whole move →
−$177 / mo
| Per month | Bay City | Flint | Difference |
|---|---|---|---|
| Gross pay | $6,833 | $6,607 | −$226 |
| Income and payroll tax | $1,666 | $1,587 | −$79 |
| Take-home pay | $5,167 | $5,020 | −$147 |
| Rent | $842 | $887 | +$45 |
| Getting around | $584 | $569 | −$15 |
| Groceries | $378 | $378 | $0 |
| Healthcare | $425 | $425 | $0 |
| Utilities | $236 | $236 | $0 |
| Everything else | $330 | $330 | $0 |
| Left over | $2,372 | $2,195 | −$177 |
To break even in Flint, you'd need to earn
$82,500
Household gross, versus $82,000 today. That's the salary that leaves you exactly as much at the end of the month as Bay City does now.
The tax difference alone
+$143
A year, in state and local income tax. Effective rates: 24.4% in Bay City, 24.0% in Flint.
More about Flint
Bay City, MI in full
A flat 4.25% state income tax, a median 2-bedroom asking rent of $1,002 and 171 sunny days; commutes average 23 minutes.
Flint, MI in full
A flat 4.25% state income tax, a median 2-bedroom asking rent of $1,056 and 165 sunny days; commutes average 27 minutes.
The reverse move
Same two cities, but starting from Flint on Flint wages.
Flint → Bay City →Questions
Is the cost of living lower in Flint than Bay City?
A one-bedroom is about $842 in Bay City versus $887 in Flint. On a one-adult, one-bedroom household, leftover is about $177 a month lower in Flint. Change the job or household on the comparison to see your number.
Does Flint have state income tax?
Flint is in Michigan, which taxes wage income, plus a local wage tax of 1.00%.
What changes if you move from Bay City to Flint?
Take-home pay is recalculated under Michigan tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Bay City and Flint moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.