Moving from Austin to Springfield

Moving to Springfield costs you $248 a month

−$2,976 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Austin leftover

$3,173

a month after tax and rent

Springfield leftover

$2,925

−$248 vs Austin

Monthly and annual budget comparison between Austin, TX and Springfield, IL
Per monthAustinSpringfieldDifference
Gross pay$8,125$7,672−$453
Income and payroll tax$1,710$1,944+$234
Take-home pay$6,415$5,728−$687
Rent$1,226$895−$331
Getting around$566$539−$27
Groceries$400$378−$22
Healthcare$450$425−$25
Utilities$250$236−$14
Everything else$350$330−$20
Left over$3,173$2,925−$248

To break even in Springfield, you'd need to earn

$96,500

Household gross, versus $97,500 today. That's the salary that leaves you exactly as much at the end of the month as Austin does now.

The tax difference alone

−$4,420

A year, in state and local income tax. Effective rates: 21.0% in Austin, 25.3% in Springfield.

More about Springfield

Austin, TX in full

No income tax, but property taxes are among the steepest anywhere.

Springfield, IL in full

A flat 4.95% state income tax, a median 2-bedroom asking rent of $1,065 and 204 sunny days; commutes average 20 minutes.

The reverse move

Same two cities, but starting from Springfield on Springfield wages.

SpringfieldAustin

Questions

Is the cost of living lower in Springfield than Austin?

A one-bedroom is about $1,226 in Austin versus $895 in Springfield. On a one-adult, one-bedroom household, leftover is about $248 a month lower in Springfield. Change the job or household on the comparison to see your number.

Does Springfield have state income tax?

Springfield is in Illinois, which taxes wage income.

What changes if you move from Austin to Springfield?

Take-home pay is recalculated under Illinois tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.