

Ames vs Denver
$235/mo more in Denver
AmesDenverAbout 613 miles apart, a flight.
- Denver leaves you more
- Rent under 30% of pay
- 245 sunny days
Same paycheck, two cities. $2,636/mo in Denver. $2,401/mo in Ames. +$2,820 a year.
Ames
$2,401
left each month
Denver
$2,636
+$235 vs Ames
Compare
Same paycheck, another city.
Next
+$235 / mo
See full breakdown
| Per month | Ames | Denver | Difference |
|---|---|---|---|
| Gross pay | $6,208 | $8,257 | +$2,049 |
| Income and payroll tax | $1,332 | $2,059 | +$728 |
| Take-home pay | $4,877 | $6,198 | +$1,321 |
| Rent | $760 | $1,489 | +$729 |
| Getting around | $457 | $551 | +$94 |
| Groceries | $347 | $420 | +$73 |
| Healthcare | $391 | $473 | +$82 |
| Utilities | $217 | $263 | +$46 |
| Everything else | $304 | $368 | +$64 |
| Left over | $2,401 | $2,636 | +$235 |
Salary to match Ames
$95,000
Gross pay in Denver that leaves the same amount as $74,500 in Ames.
Tax difference
−$1,441
A year, in state and local income tax. Effective rates: 21.4% in Ames, 24.9% in Denver.
More about Denver
Ames, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $905 and 207 sunny days; commutes average 19 minutes.
Denver, CO in full
Mountains in an hour, 245 sunny days, and a flat 4.4% state tax.
The other way
Start in Denver.
Denver → Ames →Questions
Is the cost of living lower in Denver than Ames?
For one adult in a one-bedroom, Denver leaves about $235 more a month. A one-bedroom is about $760 in Ames and $1,489 in Denver.
Does Denver have state income tax?
Denver is in Colorado, which taxes wage income.
What changes if you move from Ames to Denver?
The paycheck is taxed in Colorado. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Ames and Denver changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.