Albuquerque vs Farmington leftover
Moving to Farmington costs you $364 a month
$1,992/mo leftover in Farmington vs $2,356 in Albuquerque after tax and rent ($364 less). −$4,368 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Albuquerque leftover
$2,356
a month after tax and rent
Farmington leftover
$1,992
−$364 vs Albuquerque
Compare Albuquerque to another metro
Same paycheck. Try a different city next to Albuquerque.
Monthly gap
Albuquerque → Farmington
$364
less / month in Albuquerque
$1,992 in Farmington · $2,356 in Albuquerque · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 219 households moved Albuquerque → Farmington (avg AGI $45,584). 249 went the other way. The whole move →
−$364 / mo
| Per month | Albuquerque | Farmington | Difference |
|---|---|---|---|
| Gross pay | $7,000 | $6,214 | −$786 |
| Income and payroll tax | $1,615 | $1,345 | −$270 |
| Take-home pay | $5,385 | $4,870 | −$515 |
| Rent | $1,119 | $883 | −$236 |
| Getting around | $547 | $603 | +$56 |
| Groceries | $376 | $384 | +$8 |
| Healthcare | $423 | $432 | +$9 |
| Utilities | $235 | $240 | +$5 |
| Everything else | $329 | $336 | +$7 |
| Left over | $2,356 | $1,992 | −$364 |
To break even in Farmington, you'd need to earn
$81,000
Household gross, versus $84,000 today. That's the salary that leaves you exactly as much at the end of the month as Albuquerque does now.
The tax difference alone
+$449
A year, in state and local income tax. Effective rates: 23.1% in Albuquerque, 21.6% in Farmington.
More about Farmington
Albuquerque, NM in full
High desert, 278 sunny days, and housing that's still cheap.
Farmington, NM in full
State income tax topping out at 5.9%, a median 2-bedroom asking rent of $1,051 and 274 sunny days; commutes average 24 minutes.
The reverse move
Same two cities, but starting from Farmington on Farmington wages.
Farmington → Albuquerque →Questions
Is the cost of living lower in Farmington than Albuquerque?
A one-bedroom is about $1,119 in Albuquerque versus $883 in Farmington. On a one-adult, one-bedroom household, leftover is about $364 a month lower in Farmington. Change the job or household on the comparison to see your number.
Does Farmington have state income tax?
Farmington is in New Mexico, which taxes wage income.
What changes if you move from Albuquerque to Farmington?
Take-home pay is recalculated under New Mexico tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Albuquerque and Farmington moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.