
Albany vs Bend
$30/mo less in Bend
AlbanyBendAbout 85 miles apart, close enough to drive.
- Bend costs you more
- Rent under 30% of pay
Same paycheck, two cities. $1,654/mo in Bend. $1,684/mo in Albany. −$360 a year.
Albany
$1,684
left each month
Bend
$1,654
−$30 vs Albany
Compare
Same paycheck, another city.
Next
In 2022-2023, 88 households moved Albany → Bend (avg AGI $77,705). 76 went the other way. The whole move →
−$30 / mo
See full breakdown
| Per month | Albany | Bend | Difference |
|---|---|---|---|
| Gross pay | $7,167 | $7,462 | +$296 |
| Income and payroll tax | $2,008 | $2,122 | +$114 |
| Take-home pay | $5,159 | $5,341 | +$182 |
| Rent | $1,271 | $1,576 | +$305 |
| Getting around | $630 | $537 | −$93 |
| Groceries | $434 | $434 | $0 |
| Healthcare | $488 | $488 | $0 |
| Utilities | $271 | $271 | $0 |
| Everything else | $380 | $380 | $0 |
| Left over | $1,684 | $1,654 | −$30 |
Salary to match Albany
$90,000
Gross pay in Bend that leaves the same amount as $86,000 in Albany.
Tax difference
−$310
A year, in state and local income tax. Effective rates: 28.0% in Albany, 28.4% in Bend.
More about Bend
Albany, OR in full
State income tax topping out at 9.9%, a median 2-bedroom asking rent of $1,513 and 156 sunny days; commutes average 25 minutes.
Bend, OR in full
State income tax topping out at 9.9%, a median 2-bedroom asking rent of $1,876 and 155 sunny days; commutes average 21 minutes.
The other way
Start in Bend.
Bend → Albany →Questions
Is the cost of living lower in Bend than Albany?
For one adult in a one-bedroom, Bend leaves about $30 less a month. A one-bedroom is about $1,271 in Albany and $1,576 in Bend.
Does Bend have state income tax?
Bend is in Oregon, which taxes wage income.
What changes if you move from Albany to Bend?
The paycheck is taxed in Oregon. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Albany and Bend changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.