

Albany vs Miami
$657/mo less in Miami
AlbanyMiamiAbout 442 miles apart, close enough to drive.
- Miami costs you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $1,687/mo in Miami. $2,344/mo in Albany. −$7,884 a year.
Albany
$2,344
left each month
Miami
$1,687
−$657 vs Albany
Compare
Same paycheck, another city.
Next
54 went the other way. The whole move →
−$657 / mo
See full breakdown
| Per month | Albany | Miami | Difference |
|---|---|---|---|
| Gross pay | $6,625 | $7,491 | +$866 |
| Income and payroll tax | $1,557 | $1,522 | −$35 |
| Take-home pay | $5,068 | $5,969 | +$901 |
| Rent | $730 | $2,073 | +$1,343 |
| Getting around | $596 | $599 | +$3 |
| Groceries | $386 | $444 | +$58 |
| Healthcare | $434 | $500 | +$66 |
| Utilities | $241 | $278 | +$37 |
| Everything else | $337 | $389 | +$52 |
| Left over | $2,344 | $1,687 | −$657 |
Salary to match Albany
$101,000
Gross pay in Miami that leaves the same amount as $79,500 in Albany.
Tax difference
+$3,503
A year, in state and local income tax. Florida has no wage income tax.
More about Miami
Albany, GA in full
A flat 5.19% state income tax, a median 2-bedroom asking rent of $869 and 222 sunny days; commutes average 23 minutes.
Miami, FL in full
No income tax, but rents rose faster here than anywhere in the 2020s.
The other way
Start in Miami.
Miami → Albany →Questions
Is the cost of living lower in Miami than Albany?
For one adult in a one-bedroom, Miami leaves about $657 less a month. A one-bedroom is about $730 in Albany and $2,073 in Miami.
Does Miami have state income tax?
Miami is in Florida, which has no state income tax.
What changes if you move from Albany to Miami?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Albany and Miami changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.