Example household · $83,730 · same pay · 1 adult

Reading

Housing in Reading, PA: Rent, Home Prices & Property Tax

$2,177 left/mo

$1,167/mo (1 bd) in Reading. Median home $239,700. Property tax 1.77%.

Rent (1-bedroom)
$1,167
/mo
Buy
$1,880
Mortgage, tax, insurance
Buying costs more
$713
/mo

To buy

  • 20% down payment$47,940
  • Mortgage at 7.24%$1,307
  • Property tax (1.77% of value)$354/mo · $4,243/yr
  • Insurance and upkeep$220
  • Monthly total$1,880

Months to 20% down

$2,177 left each month. About 23 months (1.9 years) to save $47,940.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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