Example household · $83,730 · same pay · 1 adult

Monroe skyline

Monroe

Cost of Living in Monroe, MI (2026): Rent, Utilities & Take-Home

$2,408 left/mo

Photo: John H. White / Wikimedia

$2,890/mo in Monroe. $2,408 left each month. Prices near the US average.

Monthly costs

Take-home $5,298/mo.

  • Taxes$1,679
  • Rent$940
  • Other$1,950
  • Left$2,408

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (MI)
−$3,321
City / county wage tax
−$837
Take-home pay
$63,576
Effective tax rate
24.1%

Living costs, per month

Rent, 1br
$940
Groceries
$378
Getting around
$581
Healthcare
$425
Utilities and internet
$236
Everything else
$330
Total spending
$2,890

After tax and rent

$2,408 left/mo

Stats

Rent
$1,119
2 bd median
Take-home
$5,298
Per month
Tax
24%
Of pay
Prices
6% below
US, besides rent

Average electric bill in Michigan

About $180 a month for a household using 900 kWh. That is the EIA residential price for Michigan in 2025, 20.03¢ per kWh. It is a state average, not a Monroe utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Monroe

Take-home by job in Monroe

Pay and leftover for every job in Monroe

Other Michigan metros

All Michigan metros

Compare Monroe

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