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Example household · $83,730 · same pay · 1 adult

Lancaster

Housing in Lancaster, PA: Rent, Home Prices & Property Tax

$2,129 left/mo

$1,217/mo (1 bd) in Lancaster. Median home $279,400. Property tax 1.41%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,217
/mo
Buy
$2,108
Mortgage, tax, insurance
Buying costs more
$891
/mo

To buy

  • 20% down payment$55,880
  • Mortgage at 7.24%$1,523
  • Property tax (1.41% of value)$328/mo · $3,940/yr
  • Insurance and upkeep$256
  • Monthly total$2,108

Months to 20% down

$2,129 left each month. About 27 months (2.3 years) to save $55,880.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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