

Moving from St. Louis to Waterloo
Moving from St. Louis to Waterloo: +$105/mo after tax & rent
St. LouisWaterlooAbout 285 miles apart, close enough to drive.
- Waterloo leaves you more
- Rent under 30% of pay
- Real winters
$2,767/mo in Waterloo. $2,662/mo in St. Louis. +$1,260 a year.
St. Louis
$2,662
left each month
Waterloo
$2,767
+$105 vs St. Louis
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Who already made this move
The IRS did not publish a large enough St. Louis → Waterloo pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | St. Louis | Waterloo |
|---|---|---|
| Take-home | $5,679 | $5,324 |
| Rent | $1,138 | $788 |
| All other costs | $1,879 | $1,769 |
| Left over | $2,662 | $2,767 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between St. Louis and Waterloo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 342 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,900–$3,550
- Container or pod
- $1,300–$2,450
- Rent a truck
- $550–$1,050
Explore more
Other moves from St. Louis
Dig into Waterloo
Questions
Is Waterloo cheaper than St. Louis after tax and rent?
For one adult in a one-bedroom, Waterloo leaves about $105 more a month. A one-bedroom is about $1,138 in St. Louis and $788 in Waterloo.
Does Waterloo have state income tax?
Waterloo is in Iowa, which taxes wage income.
Did people actually move from St. Louis to Waterloo?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.