Example household · San Francisco, CA · $83,730 · same pay · 1 adult

Oxnard skyline

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San Francisco vs Oxnard

San Francisco and Oxnard

Photo: Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Oxnard are under the US rate in this release, 3.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at San Francisco to Oxnard

In 2022-2023, 367 households filed a move from San Francisco to Oxnard (about 577 people, average adjusted gross income $174,381). 425 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $2,635 in San Francisco and $2,281 in Oxnard. San Francisco has a state tax on wages. Oxnard has a state tax on wages. Local pay in Oxnard is 99% of the national level for the same work, against 134% in San Francisco.

Oxnard averages 262 sunny days, with July highs around 82°F and January nights around 40°F. San Francisco is 259 sunny days, 68°F in July, 46°F in January. Commutes average 26 minutes in Oxnard and 32 in San Francisco.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 367 households moved San Francisco → Oxnard (about 577 people, average AGI $174,381). 425 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between San Francisco and Oxnard changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 353 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$2,100–$3,950
Container or pod
$1,450–$2,700
Rent a truck
$600–$1,150

Movers in Oxnard and how to hire one →

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Questions

Is Oxnard cheaper than San Francisco after tax and rent?

Yes. Oxnard leaves about $605 more a month, so the cost of living is lower there for this household. A one-bedroom is about $2,635 in San Francisco and $2,281 in Oxnard.

Does Oxnard have state income tax?

Oxnard is in California, which taxes wage income.

Did people actually move from San Francisco to Oxnard?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.