Uprootmap
Panama City vs Pensacola
Panama City and Pensacola
Photo: Infrogmation of New Orleans / Wikimedia, CC BY-SA 3.0
Assumed income $83,730, same in both cities. Example, until you change it.
Other cities
So you know: homicide deaths in Pensacola are above the US rate in this release, 7.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).
Why people look at Panama City to Pensacola
In 2022-2023, 161 households filed a move from Panama City to Pensacola (about 272 people, average adjusted gross income $57,516). 165 households went the other way. Source: IRS migration.
A one-bedroom asking rent is about $1,328 in Panama City and $1,337 in Pensacola. Panama City has no state tax on wages. Pensacola has no state tax on wages. Local pay in Pensacola is 87% of the national level for the same work, against 88% in Panama City.
Pensacola averages 233 sunny days, with July highs around 91°F and January nights around 44°F. Panama City is 229 sunny days, 91°F in July, 44°F in January. Commutes average 26 minutes in Pensacola and 26 in Panama City.
These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.
Who already made this move
In 2022-2023, 161 households moved Panama City → Pensacola (about 272 people, average AGI $57,516). 165 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
The monthly number is take-home pay minus rent and the other bills. The gap between Panama City and Pensacola changes with the job, remote or local pay, and bedrooms. How we figure this.
What the move itself costs
About 112 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,650–$3,100
- Container or pod
- $1,100–$2,050
- Rent a truck
- $400–$750
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Dig into Pensacola
Questions
Is Pensacola cheaper than Panama City after tax and rent?
Yes. Pensacola leaves about $53 more a month, so the cost of living is lower there for this household. A one-bedroom is about $1,328 in Panama City and $1,337 in Pensacola.
Does Pensacola have state income tax?
Pensacola is in Florida, which has no state income tax.
Did people actually move from Panama City to Pensacola?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.