Uprootmap
Pensacola vs Panama City
Pensacola and Panama City
Photo: Balon Greyjoy / Wikimedia, CC0
Assumed income $83,730, same in both cities. Example, until you change it.
Other cities
So you know: homicide deaths in Panama City are under the US rate in this release, 5.7 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).
Why people look at Pensacola to Panama City
In 2022-2023, 165 households filed a move from Pensacola to Panama City (about 287 people, average adjusted gross income $62,170). 161 households went the other way. Source: IRS migration.
A one-bedroom asking rent is about $1,337 in Pensacola and $1,328 in Panama City. Pensacola has no state tax on wages. Panama City has no state tax on wages. Local pay in Panama City is 88% of the national level for the same work, against 87% in Pensacola.
Panama City averages 229 sunny days, with July highs around 91°F and January nights around 44°F. Pensacola is 233 sunny days, 91°F in July, 44°F in January. Commutes average 26 minutes in Panama City and 26 in Pensacola.
These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.
Who already made this move
In 2022-2023, 165 households moved Pensacola → Panama City (about 287 people, average AGI $62,170). 161 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
The monthly number is take-home pay minus rent and the other bills. The gap between Pensacola and Panama City changes with the job, remote or local pay, and bedrooms. How we figure this.
What the move itself costs
About 112 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,650–$3,100
- Container or pod
- $1,100–$2,050
- Rent a truck
- $400–$750
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Dig into Panama City
Questions
Is Panama City cheaper than Pensacola after tax and rent?
No. Panama City leaves about $53 less a month, so the cost of living is higher there for this household. A one-bedroom is about $1,337 in Pensacola and $1,328 in Panama City.
Does Panama City have state income tax?
Panama City is in Florida, which has no state income tax.
Did people actually move from Pensacola to Panama City?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.