

Moving from Omaha to Waterloo
Moving from Omaha to Waterloo: +$124/mo after tax & rent
OmahaWaterlooAbout 201 miles apart, close enough to drive.
- Waterloo leaves you more
- Rent under 30% of pay
- Real winters
$2,760/mo in Waterloo. $2,636/mo in Omaha. +$1,488 a year.
Omaha
$2,636
left each month
Waterloo
$2,760
+$124 vs Omaha
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Who already made this move
The IRS did not publish a large enough Omaha → Waterloo pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Omaha | Waterloo |
|---|---|---|
| Take-home | $5,604 | $5,317 |
| Rent | $1,089 | $788 |
| All other costs | $1,879 | $1,769 |
| Left over | $2,636 | $2,760 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Omaha and Waterloo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 241 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,800–$3,350
- Container or pod
- $1,200–$2,300
- Rent a truck
- $500–$900
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Dig into Waterloo
Questions
Is Waterloo cheaper than Omaha after tax and rent?
For one adult in a one-bedroom, Waterloo leaves about $124 more a month. A one-bedroom is about $1,089 in Omaha and $788 in Waterloo.
Does Waterloo have state income tax?
Waterloo is in Iowa, which taxes wage income.
Did people actually move from Omaha to Waterloo?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.