Moving from Miami to Panama City
Miami to Panama City: $542 more leftover
$2,235/mo leftover in Panama City vs $1,693 in Miami after tax and rent ($542 more). +$6,504 a year — not a moving-company quote.
Miami leftover
$1,693
a month after tax and rent
Panama City leftover
$2,235
+$542 vs Miami
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
Leftover is not a cost-of-living index. Leftover vs a COL index
Who already made this move
In 2022-2023, 211 households moved Miami → Panama City (about 341 people, average AGI $48,137). 129 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
| Per month | Miami | Panama City |
|---|---|---|
| Take-home | $5,975 | $5,552 |
| Rent | $2,073 | $1,328 |
| All other costs | $2,209 | $1,989 |
| Left over | $1,693 | $2,235 |
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Miami and Panama City moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Full line-by-line comparison →
What the move itself costs
About 512 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,100–$3,950
- Container or pod
- $1,450–$2,700
- Rent a truck
- $650–$1,250
Other moves from Miami
Dig into Panama City
Paycheck
Take-home pay after tax and rent, and what's left at the end of the month.
Who moved
Which metros people actually left and arrived from, according to IRS tax returns.
Rent vs buy
Asking rent, the median home, property tax, and months to a down payment.
Monthly costs
Groceries, getting around, utilities, healthcare and childcare at your household size.
Daily life
Homicide and firearm death rates, heat, cars and commute.
Kids
Public-school enrollment, pupil–teacher ratio, bedrooms and childcare.
Getting there
Typical cost to get here, then leftover after tax and rent — not a moving-company directory.
Questions
Is the cost of living lower in Panama City than Miami?
A one-bedroom is about $2,073 in Miami versus $1,328 in Panama City. On a one-adult, one-bedroom household, leftover is about $542 a month higher in Panama City. Change the job or household on the comparison to see your number.
Does Panama City have state income tax?
Panama City is in Florida, which has no state income tax.
Did people actually move from Miami to Panama City?
When IRS county-to-county data covers this pair, the page lists how many households made the Miami → Panama City move and their average AGI. Leftover after tax and rent is shown for the same household on both sides.